The return on a second home far exceeds the interest earned on your savings!

With falling or non-existent interest rates, saving money has become less appealing. As a result, many individuals are looking for safe and profitable investment opportunities. One popular choice is purchasing a second home in Curacao and renting it out.

Investing in a second property in Curacao or Aruba offers greater security and higher returns. The risk of vacancy is low due to the significant demand for rental properties, driven by the large number of expats and interns on the islands.

For those looking to enjoy their investment, vacation homes offer an excellent solution. When not in use, these properties can be easily rented out through platforms like Airbnb, Booking.com, and others. Several property management companies in Curacao and Aruba can handle guest stays or manage the entire rental process on your behalf.

A High Demand for Rentals 
Many residents in Curacao prefer renting, making the market attractive for investors. With mortgage rates averaging 6% in the Caribbean, landlords benefit from high rental returns.

By purchasing smartly, taking advantage of a growing housing market, and leasing under favorable conditions, investors can secure returns of up to 14%—excluding profits from resale.

Example – Buying with Own Capital

• Purchase Price: €200,000
• Monthly Rent: €1,500
• Annual Rental Income: €18,000
• Gross Return: €18,000 ÷ €200,000 = 9%

Example – Buying with Financing

Financing through Dutch banks can be challenging, so most investors opt for local banks in Curacao. A common structure involves 50% personal contribution and 50% bank financing at 6% interest over 15 years.

• Purchase Price: €200,000
• Own Contribution: €100,000
• Bank Loan: €100,000
• Annual Rent: €18,000
• Interest Costs: €6,000
• Net Income: €12,000
• Return on Own Capital: €12,000 ÷ €100,000 = 12%

Minimizing Risks 
To reduce financial risks, investors often rent furnished properties to expats. Expats typically seek short-term rentals and receive housing allowances from employers, minimizing the risk of late payments.

Additional benefits include:

• Reduced wear and tear as expats often use the property temporarily.
• Increased rental income through furnished leases (while accounting for furniture depreciation).

Protecting Your Investment

• Draft a comprehensive lease that covers damages and repairs.
• Partner with local property managers in Curacao who understand the market and can handle potential pitfalls.

Secure Investment with Growing Demand 
Purchasing a second home for rental purposes in Curaçao is a low-risk, high-reward investment. Property values tend to appreciate, allowing you to sell at a profit in the future.

With increasing demand for housing and high rental prices, this investment ensures stable and lucrative returns. However, managing rentals can be complex, requiring time and expertise.

How Sun Life Real Estate Can Help 
As experienced real estate and rental agents in Curaçao, Sun Life Real Estate offers full-service solutions:

• Listing and promoting your property to expats.
• Determining the maximum rental price.
• Screening and selecting tenants.
• Handling viewings and legal contracts.
• Managing and maintaining your property if needed.

Our goal is to maximize the return on your investment while ensuring compliance with Curaçao’s laws and regulations.

Why Choose Sun Life Real Estate? 
Expertise » Speed » Reliability » Personalized Service

Ready to Invest in a Second Home in Curaçao? Let's Maximize Your Returns!

At Sun Life Real Estate, we specialize in helping investors find profitable properties and manage rentals effortlessly. Whether you're considering a vacation home or a long-term rental, our expertise ensures you get the most out of your investment.

📧 adriaan@sunlife.realty   
📱 WhatsApp: +5999 686 2994

Contact us today to explore second home opportunities or to learn more about how rental investments in Curaçao can boost your income.

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