Buying a House in Curaçao from the Netherlands – A Step-by-Step Guide

Buying a house in Curaçao is a big step and can sometimes be challenging, especially if you are in the Netherlands. At Sun Life Real Estate, we are often asked: "Can I buy a property in Curaçao from the Netherlands?" The answer is a resounding YES. In this guide, I will explain step by step how you can purchase a property in Curaçao from abroad, including valuable tips to avoid common pitfalls.

Step 1: The Decision  
Once you have decided to purchase a specific property in Curaçao and there is an agreement on the price and terms, a preliminary purchase contract is drawn up. This is usually done by the seller’s real estate agent. The contract contains all essential agreements, such as the sale price, transfer date, inclusion of movable property, and any conditions that may dissolve the agreement.

The seller's agent can easily send this contract to you by email. After signing, you return the document via email, accompanied by a copy of your passport for identification.

Step 2: The Official Transfer  
The official transfer of real estate in Curaçao always takes place through a notary. Once the agent has forwarded all necessary documents to the notary, the notary will contact you to discuss the transfer. The notary will ask how you intend to finance the purchase. If you are financing the property without a mortgage (a so-called 'cash transaction'), you will receive a form to declare the source of the funds.

If you cannot be physically present for the transfer, you must provide a notarized power of attorney. The notary usually drafts this power of attorney, specifying exactly which property it concerns and which employee or third party is authorized to sign on your behalf. This can be an employee of the notary’s office, but it can also be a relative or friend in Curaçao.

Tips to Avoid Mistakes When Buying from the Netherlands

1. Know What You Are Buying  
It is crucial to know exactly what you are purchasing. If you have not seen the property in person and are relying solely on photos, have someone view the property locally. If you do not know anyone in Curaçao, it is advisable to hire a buying agent. A local agent has market knowledge, reviews legal documents, and advises on structural inspections if necessary.

A structural inspector evaluates critical elements such as the foundation, roof structure, and electrical systems. By investing in an inspection, you avoid discovering hidden defects later.

2. Arrange Insurance in Advance  
Don’t forget to arrange insurance for your property in time. Most insurers offer preliminary coverage based on the preliminary purchase contract. Once the transfer is complete, you can schedule an appointment with an insurance appraiser for a final appraisal. This helps prevent underinsurance.

3. Inspect the Property Before Key Handover  
Before receiving the keys at the notary’s office, it is important to inspect the property again. Have someone check that:

• All equipment and installations are working properly
• Faucets and drains are functioning correctly
• There is no new moisture or termite damage

It is advisable to have this inspection done by someone involved in the purchase process. If you have hired a buying agent, they will handle this for you.

Why Sun Life Real Estate?

With over 10 years of experience in the Curaçao real estate market, we are happy to guide you through the process of buying a home, even if you are in the Netherlands.

During a free intake meeting, we discuss your wishes and advise you on the best next steps. We ensure that you can approach the purchase process with confidence.

For more information or to schedule an appointment, contact us at:  
📧 adriaan@sunlife.realty    
📱 WhatsApp: +5999 686 2994

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